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  • Writer's pictureJacob Title

Jacob Title’s Top 5 Reasons to Have Title Insurance

According to Webster’s Dictionary, Title Insurance is “insurance that compensates for loss from title defects or encumbrances (as liens) that were unknown but should have been discovered at the time the policy was issued”.  If not all of that made sense, then you are not alone. Homes are bought and sold every day, but when it’s your home make sure you take the steps to protect your investment and your future.  Jacob Title, LLC wants to help you make your real estate experience the best it can be, so here are the Top 5 Reasons you should have Title Insurance:

Protecting One of Your Biggest Investments

Title Insurance is like other forms of insurance in that it is meant to help you in case of emergencies or problems.  However, unlike health, dental, or car insurance, Title Insurance is a ONE TIME PAYMENT that covers the property rights of your home for the entire time you own it.  Having that peace of mind is well worth choosing Jacob Title to assist in your home buying or selling process.

Looking Beneath the Surface

When you go look at a home, you can see the physical features, the location and even hopefully get a home inspection, but what happens when there are complications you can’t see?  Title insurance helps you look further and discovers issues that could easily cause problems in the future.  Liens against the property, taxes that are unpaid by the previous owner, and heirs contesting ownership are all examples of issues that title insurance protects against.

Nothing Else Compares

Homeowners insurance and home warranties are both wonderful and essential things to have when purchasing a home.  However, neither of these can help you when it comes to property rights.  Having title insurance is the only way to ensure that your home and property is fully taken care of.

Looking Towards the Future

Did you know that title insurance covers your home’s property rights as long as you or your heirs own the home?  Or that more than 80% of people purchase title insurance for their home?  With numbers that high, how can you argue?!

Enjoy Your New ‘Home Sweet Home’

When you purchase a home, you want to be able to put your feet up, relax, and enjoy your surroundings.  The last thing you want to do is walk in the front door and start dealing with problems.  Purchasing Title Insurance is the only way to guarantee yourself freedom from unknown debts or legal issues surrounding your home.  Avoid the stress and give yourself peace of mind by choosing Jacob Title, LLC to protect your rights.

If you live in Huntsville, Madison, or any surrounding Alabama areas and have questions about real estate closings contact the experienced, professional team at Jacob Title, LLC.  Call us today at 256-882-5673.


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